If you are a military member or have served in the past, you may have heard of USAA insurance. But is USAA only for the military? And what do they offer? This blog post will answer all of your questions about USAA and provide you with some important facts before deciding if this is the right insurance company for you.
What Is USAA Insurance?
USAA Insurance is an insurance provider that caters to active and retired military personnel and their families. The company was founded in 1922 by a group of army officers looking for a way to insure each other’s vehicles. Today, USAA is one of the largest insurers in the United States and offers a wide range of products, including auto, property, life, and health insurance.
In addition to its standard offerings, USAA also provides unique benefits for military families, such as coverage for deployment-related expenses. USAA insurance reviews are also generally positive, with clients reporting consistent, exceptional customer service.
USAA is a popular name in the insurance industry for a good reason: the company consistently ranks among the best in customer satisfaction. In fact, USAA has been named the J.D. Power and Associates Customer Service Champion for numerous years. This is an impressive accomplishment, considering USAA serves over 13 million members.
USAA’s secret to success is its focus on meeting the needs of its members. The company offers a wide range of products and services, including auto, property, and life insurance. It doesn’t stop there. USAA also provides banking, investing, and retirement planning services.
In other words, USAA is a one-stop-shop for all your financial needs. Best of all, USAA is available to active duty military members and their families, as well as veterans and anyone who has honorably served the United States. So if you’re looking for a company that will take care of you and your family, USAA is a company worth looking into.
Is USAA Insurance Exclusive for the Military?
USAA is a members-only organization. You must be a current or former military member to join. This exclusivity has led some people to wonder if USAA insurance is only available to military members. The short answer is no, USAA insurance is not exclusive to the military. USAA offers its products and services to retired service members and veterans given an honorary dismissal from the United States military.
The following family members are also qualified:
– Children and spouses of USAA members.
– Widows, widowers, and un-remarried former spouses of USAA members joined during or before the marriage.
– Cadets or midshipmen at a U.S. service academy or in the ROTC.
So if you’re not currently serving in the military but have served in the past, you may still be eligible for USAA membership. You’ll have access to USAA’s products and services, including insurance.
What Does USAA Insurance Offer?
Now that we’ve answered the question, “Is USAA only for the military?” it’s time to look at what USAA has to offer. As we mentioned earlier, USAA is a one-stop shop for all your financial needs. That means they provide a wide range of products and services, including:
– 1. Vehicle insurance
– 2. Property insurance
– 3. Life insurance
– 4. Health insurance
– 5. Business Insurance
– 6. Investing
– 7. Retirement planning
What Types of Auto Insurance Coverage Does USAA Have?
USAA offers the standard types of auto insurance coverage, including:
Comprehensive Car Insurance: This type of coverage will protect you from damage caused by events out of your control, such as theft, weather damage, or vandalism.
Collision Car Insurance: This type of coverage will give protection for damages caused by a collision with another vehicle or object.
Liability Car Insurance: This type of coverage will give protection for financial responsibility if you cause an accident that results in damage or injury to another person.
Uninsured/Underinsured Motorist Coverage: This type of coverage will give protection for financial responsibility if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
USAA also offers optional coverage such as:
This type of coverage will assist you if your vehicle breaks down or you run out of gas in the middle of the road.
This type of coverage will reimburse you for the cost of renting a car while your vehicle is being repaired after an accident.
This type of coverage will give protection if you are working as a rideshare driver, such as Uber or Lyft.
What Discounts Does USAA Auto Insurance Offer?
USAA offers a variety of discounts on auto insurance, including:
Safe Driver Discount: This discount is available to drivers with a clean driving record.
Multi-vehicle Discount: This discount is available to drivers who insure more than one vehicle with USAA.
Multi-policy Discount: This discount is available to drivers who insure their vehicles with USAA and have another insurance policy with USAA, such as homeowners insurance.
Good Student Discount: This discount is available to students who maintain a good grade point average.
Driver Training Discount: This discount is available to drivers who complete an approved driver training course.
New Vehicle: This discount is available to drivers who purchase a new vehicle.
Annual Mileage: This discount is available to drivers who drive less than a certain number of miles per year.
Vehicle Storage: This discount is available to drivers who store their vehicles in a garage or another secure location.
Family Discount: This discount is available to drivers who have parents who are also insured with USAA.
Length of Membership: This discount is available to drivers who have been members of USAA for a certain number of years.
Military Installation: This discount is available to drivers who garage their vehicle on a military installation.
The Bottom Line
Now that you know the answer to the question, “Is USAA only for the military?” and you’ve seen all that USAA has to offer, it’s time to decide. If you’re looking for a one-stop-shop for all your financial needs, USAA is a great option. And if you’re looking for auto insurance, USAA offers a variety of discounts that can save you money. So what are you waiting for? Get a quote from USAA today.